PSA: Renters Insurance

Imagine:

You're 24 years old, you're busting your butt trying to save the world. One busy night you shove all your clothing into 5 washing machines at the sketch laundromat and head back to the office (you know, you know, you should not leave the wash unattended . . . . ). Upon your return, every single stitch of your clothing has been stolen, including those nasty socks with holes in the toes that you should have thrown away, like a year ago.

You're 23 years old. You are a code poet with a killer laptop computer that goes with you everywhere. One morning you are too distracted thinking about the awesome breakfast burrito you're going to get for just $2 and you leave your backpack (computer inside) on the city bus. After hurriedly issuing the bulletin to the transportation district and searching every bus on that route for the next 2 hours, your computer is gone gone gone gone gone.

It sometimes seems like the $100/year for renters insurance isn't worth it, given that our stuff really is meager and mostly crap. But when all your clothing disappears or that computer you saved up all your summer job wages to buy is gone gone gone, you really wish you'd shelled out 9 lousy bucks a month for a little peace of mind.